Working Solutions is the First to Believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in the San Francisco Bay Area.
Working Solutions envisions a future where all small business owners are empowered with credit choices, are financially resilient, and strengthen the local community through entrepreneurship.
Focus on start-up and early-stage financing
Fund entrepreneurs with capital consisting of loans ranging from
$5,000 to $50,000
Provide every funded entrepreneur with up to 5 years of
one-on-one consulting and resources
$20 million in microloans disbursed
770 loans funded
96% repayment rate
$26,000 average loan size
$1.8 million in small business grants made to 177 small businesses
20,000+ entrepreneurs educated
9,000+ hours of business consulting provided
4,000+ jobs created and retained
80% early-stage businesses
50% start-up businesses
80% low- or moderate-income owned businesses
60% women-owned businesses
50% people of color-owned businesses
Working Solutions began in 1999 as a workforce development program under the auspices of TMC Financing. By 2005, Working Solutions had commenced its own microlending program. Since then, Working Solutions has perfected our holistic approach to community economic development, blending our lending services with business coaching and mentoring programs. Emily Gasner, Working Solutions' founding CEO, was honored with the 2008 Financial Services Champion of the Year Award by the San Francisco Small Business Administration. In 2009, Working Solutions was designated a United States Community Development Financial Institution (CDFI).
We follow fair, responsible, and transparent lending practices, and are a signatory of the: