At Working Solutions, it's not just about lending money—it's about building lasting relationships. We get to know all of our clients before and after we fund their loans so that we can develop tailored mentorship and coaching plans for your business's needs. Learn more about the benefits of a Working Solutions loan.


  • Start-ups & existing businesses in all nine San Francisco Bay Area counties

Map courtesy of FEMA. Not in the San Francisco Bay Area? Click here for more lenders around California.

Learn more about how a loan from Working Solutions helped Mercedes Hernandez grow her business, Bow N Arrow Clothing


  • $5,000-$50,000

  • Up to 5 year loan terms

  • 9%-11% interest rate

  • $50 application fee to get the process started

  • Loan closing fee applicable after you receive your loan
    (5% of loan amount)

  • $5 UCC filing fee

  • That's it—no other hidden costs.

Review our Loan Eligibility Requirements.

Take the first step towards funding your business and fill out our loan application request form!